Dreaming of owning your first home?  Tired of shoveling out rent for a home or apartment that doesn't feel like yours?  Take heart, changing from renter to homeowner may be easier than you think.  I'm here to help.

Where do you start?

First of all, learn the financing basics.  Get pre-approved and become a smart shopper.

When you buy your first home, making monthly payments  probably won't be a problem.  After all, you're already paying rent to your landlord each month. It's coming up with the lump sum needed for a down-payment that may seem impossible. Fortunately, there are options to make buying your first home a happy reality.

Programs for first-time buyers.   There are several local or federal government programs that help first time buyers get into the housing market.  I help sponsor a First Time Homebuyer Class with Peoples Bank Quarterly. Their phone number for class schedules and requirements is 509-662-5311.

Your lender.   Your bank or credit union may help as well.  Are you debt free and own something free and clear, like a car?  Your lender may lend you the down-payment by securing it against this asset.

Need some special assistance?

Credit or tax problems.   I have some excellent choices of Lenders and Credit Advisors that consistently help my clients get over financial challenges and start gaining on their financial goals.

Contact me if you have any questions!